Auto Insurance Comprehensive
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Auto Insurance Comprehensive When you need coverage, you should look to your insurance agency to find the right policy. You might not be aware of some of the policies available to you. While you might think your traditional insurance will cover everything, you might be surprised to find out where traditional homeowner's, rental, medical, and car coverage fall short.
Different Types of Coverage
If you should determine that you need any of these supplemental options, you should check with your insurance agency to find out whether they offer the coverage in question. Not all underwriters offer these policies. You may have to get these supplemental offerings from other agents.
If you have a dog, then you might want to purchase a dog bite or "pet liability" plan. While you might think that your four-legged friend would never harm anyone, there is always a chance that it could happen. Auto Insurance Comprehensive. According to the Insurance Information Institute, half of all incidents happen on the owner's property. While homeowner's liability may cover the medical costs, there can be complications, such as when incidents happen away from home. Having a specific dog bite policy will handle any unforeseen problems.
Those who live in coastal areas will want to get flood insurance. This protects your belongings from damage due to floods. What most homeowners don't realize is that traditional homeowner's plans do not cover this damage. That is why it is important to purchase these policies separately.
Burial coverage gives your surviving family members money to pay the cost of your funeral and burial. The cost is nominal, totaling only a few dollars a week or month. Curtis Insurance. This policy is not often sold through a traditional insurance agency. You will either have to go to a broker or purchase from a funeral home.
Personal electronic equipment policies give you more protection than the standard homeowner's plan. A traditional plan does not cover damage caused by installation errors. These programs offer repair or replacement of electronics such as computers, stereos, and televisions. Auto Insurance Comprehensive.
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